SBA Requirements

Can You Get an SBA Loan While Paying Merchant Cash Advances?

Can You Get an SBA Loan While Paying Merchant Cash Advances?

Current MCA payments can make SBA approval harder, but they do not automatically disqualify a business. SBA lenders look at DSCR, cash flow, number of advances, and whether the business can carry the MCA payment plus the proposed SBA loan.

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July 6, 2026
Understanding SBA Loan Fees in 2026

Understanding SBA Loan Fees in 2026

Most business owners find out about the SBA guaranty fee late. Here is what it is, how it is calculated, and what to expect before you sign.

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June 12, 2026
Why SBA Loans Get Denied: The 10 Most Common Reasons Small Businesses Get Rejected in 2026

Why SBA Loans Get Denied: The 10 Most Common Reasons Small Businesses Get Rejected in 2026

Many SBA loan applications are denied before reaching final underwriting. Understanding the most common reasons lenders reject borrowers can help business owners prepare stronger applications and improve their chances of approval.

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March 11, 2026
FastWaySBA Introduces Pre-Screening Model as SBA Eliminates SBSS Benchmark

FastWaySBA Introduces Pre-Screening Model as SBA Eliminates SBSS Benchmark

As the SBA removes the SBSS benchmark, FastWaySBA launches a structured pre-screening model to help business owners navigate a more fragmented and lender-driven approval landscape.

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February 27, 2026
SBA Eliminates SBSS Requirement for Small 7(a) Loans: What It Means for SBA Approvals in 2026

SBA Eliminates SBSS Requirement for Small 7(a) Loans: What It Means for SBA Approvals in 2026

The SBA has announced a major change to its underwriting framework that will impact SBA loans nationwide.

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January 16, 2026
7 SBA Rule Changes in 2025 That Will Decide Your 2026 Loan Approval

7 SBA Rule Changes in 2025 That Will Decide Your 2026 Loan Approval

Updated for 2026 applications | FastwaySBA.com

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December 30, 2025
SBA Loan Requirements 2026: How to get approved for an SBA Loan

SBA Loan Requirements 2026: How to get approved for an SBA Loan

Looking to get information on obtaining an SBA loan in 2026? When looking on how to qualify for an SBA loan in 2026, there are key requirements to consider.

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December 30, 2025