Financial Challenges

Can You Get an SBA Loan While Paying Merchant Cash Advances?

Can You Get an SBA Loan While Paying Merchant Cash Advances?

Current MCA payments can make SBA approval harder, but they do not automatically disqualify a business. SBA lenders look at DSCR, cash flow, number of advances, and whether the business can carry the MCA payment plus the proposed SBA loan.

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July 6, 2026
Can I Get an SBA Loan With Existing Business Debt?

Can I Get an SBA Loan With Existing Business Debt?

Carrying business debt doesn't disqualify you from an SBA loan. What matters is your cash flow coverage, payment history, and how your debt is structured — here's exactly how SBA underwriters look at it.

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June 1, 2026
Conventional Business Term Loans: A Practical Alternative to SBA Financing

Conventional Business Term Loans: A Practical Alternative to SBA Financing

Fast, flexible business funding for owners who don’t meet SBA guidelines.

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June 26, 2025
Breaking SBA News: The SBA is now under DOGE inspection. What does this mean for Small Businesses?

Breaking SBA News: The SBA is now under DOGE inspection. What does this mean for Small Businesses?

DOGE has been granted access to all SBA systems. Most Relevant for Businesses Seeking a SBA Loan.

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February 18, 2025
Can I Have Multiple SBA Loans?

Can I Have Multiple SBA Loans?

Yes, it is allowable to have multiple loans if you qualify and meet the requirements.

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November 5, 2024
SBA loans for Transportation Companies with FastWaySBA

SBA loans for Transportation Companies with FastWaySBA

Recently the transportation industry has faced significant challenges in securing essential financing from traditional lenders.

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October 6, 2024
Why it Matters what Bank Issues Your SBA Loan

Why it Matters what Bank Issues Your SBA Loan

Here's why selecting the right bank for your SBA loan is important.

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November 28, 2023
The Top SBA Programs, for Sole Proprietors

The Top SBA Programs, for Sole Proprietors

How do you determine which program is the suitable for your sole proprietorship?

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September 29, 2023