Blog - FastWay SBA

Latest Articles

Breaking News: Government Shutdown Halts SBA Lending

In an official notice to SBA Approved Lenders, the SBA announced: "SBA will close its Capital Access Financial System (CAFS), suspending acceptance of new loan applications for both the 7(a) and 504 loan programs in E-Tran."

October 1, 2025

What Do September 2025 Expected Fed Rate Cuts Mean for SBA Term Loans?

The Fed held interest rates at 7.5% for nine months, but a 0.25% cut is expected due to a weakening economy.

September 16, 2025

Federal Reserve Shows Division on Interest Rates, What It Means for SBA Borrowers

Fed splits on rates as Trump pushes for cuts—SBA borrowers could benefit. Here’s what it means for your financing.

July 31, 2025

Can Sole Proprietors Get SBA Loans? Absolutely—Here's What You Need to Know

Sole proprietors can qualify for SBA loans just like any other business, as long as they meet key eligibility criteria.

July 28, 2025

Can You Have 2 (or more) SBA Loans?

Business owners can hold multiple SBA loans, but approval depends on repayment ability.

July 24, 2025

Why is it better to apply with FastWay SBA than go to a 'business development center' to get an SBA loan?

What’s the difference between a Small Business Development Center and FastWay SBA?

July 7, 2025

The 5 Most Impactful SBA Loan Changes (And Why They’re Actually Good News)

The SBA just made some big changes. Here’s how they affect you and why this may be the best time to apply for an SBA loan.

July 2, 2025

Conventional Business Term Loans: A Practical Alternative to SBA Financing

Fast, flexible business funding for owners who don’t meet SBA guidelines.

June 26, 2025

Self-Underwriting: The #1 Mistake Costing Businesses Their Best Financing Options

Your biggest funding obstacle isn't your credit score or financials—it's your assumptions. Here's why.

May 27, 2025

Top 5 benefits of SBA 7(a) Loans

We’ve streamlined the SBA process to make it fast and hassle-free.

May 2, 2025

How Long Does it Take for your SBSS Score to Update?

If you're applying for an SBA loan or checking your business credit, one number matters most: your SBSS score.

May 1, 2025

New SBA Rules Released: MCA Debt Can’t Be Refinanced

The SBA has announced that MCA debt will not be allowed to be refinanced by the SBA lender for 7(a) SBA loans.

April 22, 2025

SBA Manufacturing Loan Approvals Hit Record Highs Under Trump

The manufacturing sector is experiencing remarkable growth in SBA loan approvals

April 22, 2025

Small Business Credit Trends: Challenges and Opportunities in 2025

The latest Small Business Credit Survey, reveals a challenging financial landscape for small businesses in 2025.

April 3, 2025

How New Tariffs Could Impact Your Small Business

New tariffs are expected to raise prices, which could hurt consumers and small businesses more than large corporations.

April 3, 2025

Finding Cash Flow Savings with MCA Loans

Join the hundreds of small businesses that have gotten out of MCA debt with a Reverse Consolidation.

April 1, 2025

Small Businesses Say Sales Growth Under Pressure in Fed Survey

The latest Federal Reserve Small Business Credit Survey reveals a challenging economic landscape for entrepreneurs

March 28, 2025

SBA Loan Guaranty Fees Are Back: What Small Business Owners Need to Know in 2025

ATTENTION SMALL BUSINESS OWNERS: SBA Loan Fees Returning After 13 Years , What does this mean for your Business?

March 27, 2025

Kelly Loeffler, former Georgia senator, to run Small Business Administration

FastwaySBA Welcomes Kelly Loeffler to lead SBA.

February 20, 2025

Breaking SBA News: The SBA is now under DOGE inspection. What does this mean for Small Businesses?

DOGE has been granted access to all SBA systems. Most Relevant for Businesses Seeking a SBA Loan.

February 18, 2025

Understanding The Top Ways to Get an SBA Loan

This is why 90% of our applicants who receive a FastWaySBA pre-approval end up receiving an SBA loan.

February 13, 2025

Why Apply with FastWay SBA and not the Bank

At FastwaySBA we perform a pre-qualification audit relating to what the business would qualify for at many different banks.

February 4, 2025

📺 Can I get an SBA Loan with Tax Liabilities?

FastWaySBA works with many different SBA Lenders, we have programs that approve SBA loans even if the owners owe taxes.

February 3, 2025

SBA Loans Approved with Tax Liabilities

Because FastWaySBA works with many different SBA Lenders, we have programs that approve SBA loans even if the owners owe taxes.

January 31, 2025

Interest Rates on SBA Loans

SBA loans have some of the lowest rate options available to US Small Businesses.

January 28, 2025

How Long Is The SBA Loan Process?

Working Capital SBA loans don't take as long as you would expect to close.

January 21, 2025

📺 How the SBA is Preparing for the Silver Tsunamii

The term Silver Tsunami refers to the unprecedented wave of Baby Boomers (born between 1946 and 1964) reaching retirement age.

January 8, 2025

📺 SBA Loan Approvals - Exclusive Lending Insights

Join Gregory Young - SBA Lender @ First Savings Bank and Alex McAloon - CEO @ FastwaySBA as we break down the SBA Approvals.

January 2, 2025

📺 What to Know Before Applying for a SBA Loan

Here are the Top 4 Facts You Need to Know When Applying for an SBA Loan

December 27, 2024

📺 ATTENTION BUSINESS BROKERS: NOW Accepting ‘Non-Accounting Referral Partners’

FastWay SBA is opening up our SBA lending platform to new Referral Partners.

December 19, 2024

📺 The SBA Renaissance

What Small Business Owners Need to Know about the (NEW) SBA

December 6, 2024

SBA Working Capital Loans for Trucking and Transportation Companies

For SBA working capital term loans, we lend to the entire transportation SIC code 4213

December 2, 2024

📺 SBA ETRAN and SBSS score: How SBA loans are approved

One crucial aspect that SBA lenders consider is your SBSS Score which is commonly referred to as your ETRAN Score.

January 10, 2025

Fed's are officially cutting rates

The federal funds rate was cut by half a percentage point on September 18, 2024. This means that the effective Prime Rate will

September 18, 2024

SBA Working Capital Loans for Trucking Companies

Many banks do not lend to Trucking Companies, but FastwaySBA does!

November 22, 2024

Can I Have Multiple SBA Loans?

Yes, it is allowable to have multiple loans if you qualify and meet the requirements.

November 5, 2024

New Fed Report Sheds Light on How Some Small Businesses Struggle with Debt Burdens from COVID-19 Economic Injury Disaster Loans

New Fed Report on EIDL

September 6, 2024

Announcement: Rates are Dropping

The Federal Reserve has announced that interest rate cuts are on the horizon in Q4 2024. What does this means for small busines

September 2, 2024

Program Updates

Updates in Reference to EIDL

November 13, 2024

Paying your EIDL Loan in 2024

With the EIDL "goodwill period" having ended in early 2023, the SBA began sending delinquent EIDL loans over $100,000 to the U.

August 23, 2024

Get Started making EIDL Payments

How to ger started with EIDL Payments.

August 20, 2024

📺 Can I get an SBA loan with Losses on My Tax Return?

Yes, with the help of FastWaySBA, businesses with shown losses are able to obtain SBA backed 10 year loans.

November 13, 2024

Zero Money Down SBA Acquisition Loans

The goal of the SBA is to stimulate small business economic growth, which includes the transfer of small business ownership.

October 24, 2024

The U.S. Small Business Administration (SBA) is planning to roll out government supported credit lines of, up to $5 million for businesses.

SBA will introduce a pilot program focused on working capital designed to be more appealing to both lenders and borrowers.

August 13, 2024

SBA loans for Transportation Companies with FastWaySBA

Recently the transportation industry has faced significant challenges in securing essential financing from traditional lenders.

October 6, 2024

FastWay SBA Eases Credit Requirements Amid Tightening Lending Landscape

FastWay SBA has revealed intentions to relax their credit requirements, for business loan products.

July 16, 2024

📺 Are there any Pre-Payment Penalties on SBA working Capital loans?

Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions

September 16, 2024

📺 What is an ETRAN Score?

Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions - "What is an ETRAN Score?"

August 10, 2024

📺 I received an EIDL and PPP Loan, can I still qualify for an SBA loan?

CEO of FastWay SBA, answers - "I received an EIDL and PPP Loan, can I still qualify for an SBA loan?"

November 4, 2024

📺 Is the SBA a lender? Why does it matter what bank to apply with if its an SBA loan?

Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions

November 2, 2024

📺 What's the Interest Rate for SBA Working Capital Loans?

Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions- What is the Interest Rate for SBA Loans?

June 11, 2024

Small Business Funding Firm Announces AI Model Assisting with SBA Loan Process

A custom AI model is proving to solve the tedious process of applying for SBA loans and accurately predicts SBA approvals

November 19, 2024

SBA Offers Disaster Loans to Help Businesses Affected by Storms

To provide relief the SBA is offering low interest disaster loans. We are here to help.

February 1, 2024

The U.S. Economy, in 2024; A Challenging Road Ahead

Experts anticipate growth and the potential for a recession while inflation is expected to continue its decline.

January 16, 2024

We cracked the code for SBA Funding for Businesses in these Specific Industries

In 2023 the SBA approved capital contributions overwhelmingly to businesses in specific industries.

January 11, 2024

Deciding Between Two Renowned Lenders: A Study of Loan Options for Small Business

Being a small business owner, you must evaluate a multitude of factors when seeking a loan to grow your venture.

January 3, 2024

Enhancing Accessibility to SBA-Backed Capital: A Shift Fueled by Online Advisory Firms?

Enhancing Accessibility to SBA-Backed Capital: A Shift Fueled by Online Advisory Firms

December 22, 2023

Unraveling the Latest Trends, in Small Business Loans;

Exploring the Changing Landscape of Small Business Loans in 2023; Insights, from Mathew Elling

December 6, 2023

The Application: Understanding What Documents are Needed to Close an SBA Loan

Before you can receive the financing your lender will likely require some documents to close the loan

December 1, 2023

Why it Matters what Bank Issues Your SBA Loan

Here's why selecting the right bank for your SBA loan is important.

November 28, 2023

Tips for a Successful SBA Loan Application: The Do’s and Don’ts

In this article we'll discuss steps to take and pitfalls to avoid when preparing your SBA loan application

November 17, 2023

SBA Loans vs. Traditional Bank Loans: Understanding the Difference

When it comes to funding options there are two choices; SBA loans and conventional bank loans..

November 14, 2023

How SBA Small Business Loans Work

Types of SBA Loans and their terms

November 2, 2023

Top SBA Banks for Small Business Loans?

Are you searching for a business loan backed by the SBA?

October 31, 2023

Understanding the SBA Requirements for Loans

When you're applying for a business loan backed by the SBA there are qualifications you need to meet.

October 9, 2023

The Preferred Credit Score to obtain an SBA loan

When considering SBA loans, for your business one crucial factor that lenders will assess is your credit score.

October 2, 2023

The Top SBA Programs, for Sole Proprietors

How do you determine which program is the suitable for your sole proprietorship?

September 29, 2023

SBA ETRAN score: How SBA loans are approved

When you apply for an SBA loan one crucial aspect that lenders consider is your ETRAN score.

September 8, 2023

The Best SBA Loan Options: Exploring Business Needs

SBA loans offer fixed rate financing options that can strategically benefit your business

September 4, 2023

Articles & Resources

Breaking SBA News: The SBA is now under DOGE inspection. What does this mean for Small Businesses?

Latest Articles

Breaking News: Government Shutdown Halts SBA Lending

What Do September 2025 Expected Fed Rate Cuts Mean for SBA Term Loans?

Federal Reserve Shows Division on Interest Rates, What It Means for SBA Borrowers

Can Sole Proprietors Get SBA Loans? Absolutely—Here's What You Need to Know

Can You Have 2 (or more) SBA Loans?

Why is it better to apply with FastWay SBA than go to a 'business development center' to get an SBA loan?

The 5 Most Impactful SBA Loan Changes (And Why They’re Actually Good News)

Conventional Business Term Loans: A Practical Alternative to SBA Financing

Self-Underwriting: The #1 Mistake Costing Businesses Their Best Financing Options

Top 5 benefits of SBA 7(a) Loans

How Long Does it Take for your SBSS Score to Update?

New SBA Rules Released: MCA Debt Can’t Be Refinanced

SBA Manufacturing Loan Approvals Hit Record Highs Under Trump

Small Business Credit Trends: Challenges and Opportunities in 2025

How New Tariffs Could Impact Your Small Business

Finding Cash Flow Savings with MCA Loans

Small Businesses Say Sales Growth Under Pressure in Fed Survey

SBA Loan Guaranty Fees Are Back: What Small Business Owners Need to Know in 2025

Kelly Loeffler, former Georgia senator, to run Small Business Administration

Breaking SBA News: The SBA is now under DOGE inspection. What does this mean for Small Businesses?

Understanding The Top Ways to Get an SBA Loan

Why Apply with FastWay SBA and not the Bank

📺 Can I get an SBA Loan with Tax Liabilities?

SBA Loans Approved with Tax Liabilities

Interest Rates on SBA Loans

How Long Is The SBA Loan Process?

📺 How the SBA is Preparing for the Silver Tsunamii

📺 SBA Loan Approvals - Exclusive Lending Insights

📺 What to Know Before Applying for a SBA Loan

📺 ATTENTION BUSINESS BROKERS: NOW Accepting ‘Non-Accounting Referral Partners’

📺 The SBA Renaissance

SBA Working Capital Loans for Trucking and Transportation Companies

📺 SBA ETRAN and SBSS score: How SBA loans are approved

Fed's are officially cutting rates

SBA Working Capital Loans for Trucking Companies

Can I Have Multiple SBA Loans?

New Fed Report Sheds Light on How Some Small Businesses Struggle with Debt Burdens from COVID-19 Economic Injury Disaster Loans

Announcement: Rates are Dropping

Program Updates

Paying your EIDL Loan in 2024

Get Started making EIDL Payments

📺 Can I get an SBA loan with Losses on My Tax Return?

Zero Money Down SBA Acquisition Loans

The U.S. Small Business Administration (SBA) is planning to roll out government supported credit lines of, up to $5 million for businesses.

SBA loans for Transportation Companies with FastWaySBA

FastWay SBA Eases Credit Requirements Amid Tightening Lending Landscape

📺 Are there any Pre-Payment Penalties on SBA working Capital loans?

📺 What is an ETRAN Score?

📺 I received an EIDL and PPP Loan, can I still qualify for an SBA loan?

📺 Is the SBA a lender? Why does it matter what bank to apply with if its an SBA loan?

📺 What's the Interest Rate for SBA Working Capital Loans?

Small Business Funding Firm Announces AI Model Assisting with SBA Loan Process

SBA Offers Disaster Loans to Help Businesses Affected by Storms

The U.S. Economy, in 2024; A Challenging Road Ahead

We cracked the code for SBA Funding for Businesses in these Specific Industries

Deciding Between Two Renowned Lenders: A Study of Loan Options for Small Business

Enhancing Accessibility to SBA-Backed Capital: A Shift Fueled by Online Advisory Firms?

Unraveling the Latest Trends, in Small Business Loans;

The Application: Understanding What Documents are Needed to Close an SBA Loan

Why it Matters what Bank Issues Your SBA Loan

Tips for a Successful SBA Loan Application: The Do’s and Don’ts

SBA Loans vs. Traditional Bank Loans: Understanding the Difference

How SBA Small Business Loans Work

Top SBA Banks for Small Business Loans?

Understanding the SBA Requirements for Loans

The Preferred Credit Score to obtain an SBA loan

The Top SBA Programs, for Sole Proprietors

SBA ETRAN score: How SBA loans are approved

The Best SBA Loan Options: Exploring Business Needs